Discover The Most Popular Online Baccarat Variants In 2024

3-card Baccarat is a game that uses just one deck of 52 cards. The scoring is as follows: cards are worth their number, and face cards are worth 0.

Here’s the twist: if your hand has three face cards, you get the highest payout, even more than a score of 9, which is usually the best in traditional versions.

If the game ends in a tie, the player with the most face cards wins. Players who can’t play at the high-roller baccarat tables often enjoy this game.

What makes 3 Card Baccarat cool is that you can bet on any total for the dealer’s hand, each on separate boxes. Remember that the chance of each number from one to nine is almost 10%, and if your number wins, you get eight times your bet. Betting on 0 points for the dealer also pays 8 to 1, with a small house edge of only 2.91%. You can also bet on a tie, but it could be a better idea because it has a high house edge of more than 20%.

In Punto Banco, you can bet on two main outcomes—either the “Punto” (player) hand winning or the “Banco” (banker) hand winning. There’s also an option to bet on a tie, although it’s generally considered less favorable due to its higher house edge.

Punto Banco is typically played with multiple decks of standard playing cards (usually six or eight decks). The dealer deals two hands—the player’s hand (“Punto”) and the banker’s hand (“Banco”). Players then place their bets on one of these hands or on a tie.

If either the player or the banker is dealt a total of eight or nine with the first two cards, it’s considered a “natural,” and no more cards are drawn. The hand with the highest natural wins.
The rules for drawing a third card are predetermined and follow a set of rules for both the player and the banker. These rules are usually automatic and are not influenced by player decisions.

Winning bets on the player’s hand pay even money (1:1), while winning bets on the banker’s hand pay even money minus a 5% commission. Ties generally pay 8:1 or 9:1, depending on the house rules.

The house edge in Punto Banco is relatively low, sitting at 1.24%, and if you bet on the Banker, it drops even lower to 1.06%. If you go for a Tie, the payout is 8 to 1, but be cautious—it comes with a higher house edge of 14.4%.

Mini Baccarat is a smaller-scale variant of the baccarat game known for its simplified rules and faster pace.

Mini Baccarat is usually played on a smaller table than the regular baccarat game. It typically accommodates fewer players, making it more intimate and accessible. It often comes with lower betting limits, making it suitable for a wider range of players, including you, if you prefer smaller bets.

You are usually not allowed to touch the cards in this baccarat variant. The dealer handles the cards directly, maintaining formality and minimizing the risk of card manipulation. The dealer typically uses a single 52-card deck in Mini Baccarat. The cards are dealt face-up, and the rules for drawing a third card follow the standard baccarat rules.

The main goal remains to bet on the game’s outcome, specifically on whether the player or the banker will have a hand closest to nine.

Super 6 Baccarat, also known as Punto 2000, is a variation of traditional baccarat that adds an interesting twist to the gameplay. The main goal in Super 6 Baccarat is similar to other baccarat variations—to bet on the outcome of the game, specifically on whether the player or the banker will have a hand closest to nine.

The standard card values are used in Super 6 Baccarat, where cards 2 to 9 are worth their face value, 10s and face cards are worth zero, and Aces have a value of one.

One unique feature in Super 6 Baccarat is introducing a side bet called “Super 6.” This bet pays out if the banker wins with a total of six. However, it’s important to note that this specific bet comes with a higher house edge.

The standard payouts in Super 6 Baccarat include 1:1 for a successful player bet, 1:1 for a successful banker bet (minus a 5% commission), and 8:1 for the tie bet. The Super 6 side bet, if successful, typically pays 12:1.

While the standard bets in Super 6 Baccarat have relatively standard house edges, the Super 6 side bet usually has a higher house edge, making it a riskier option for players.